Product · CAPEX
A smartphone is enough to accept payment
Accepting cards and SBP flows through the bank does not always require a separate “boxed” terminal for every employee. The ТАЧ! app on an ordinary smartphone or tablet builds the payment and receives statuses the same way as familiar acquiring — with bank support and your integration.
What you save besides fees
- Buying and maintaining extra POS units for every shift and every service line.
- Logistics: no hauling a terminal from point A to point B when short.
- Onboarding time for a new till — a new account and device in the cabinet, not a hardware order.
The guest’s phone stays theirs; in the staff member’s hands — your work device with access control. Bank security and OS requirements are met within their rules — a manager will cover details at onboarding.
Beyond CAPEX, in the bank linkage scenarios that are not only QR but also deeplink / NFC help lower total fees — in the product we aim for about 2% savings versus typical alternatives; the exact effect is fixed in your agreement.